/* FinServe Pro (SecureFin) Frontend Stylesheet */
:root {
  --primary: #0057FF;
  --primary-dark: #092C74;
  --primary-hover: #0045CC;
  --secondary: #FFFFFF;
  --accent: #25D366;
  --accent-hover: #1ebd56;
  --dark: #1a1a2e;
  --text-muted: #6b7280;
  --bg-light: #F4F7FD;
  --orange: #FF8A00;
  --orange-hover: #E07A00;
  --border-color: #E2E8F0;
  --radius-lg: 14px;
  --radius-md: 10px;
  --radius-sm: 7px;
  --shadow: 0 4px 20px rgba(0,0,0,0.06);
  --shadow-hover: 0 12px 32px rgba(0,0,0,0.12);
  --font-heading: 'Outfit', sans-serif;
  --font-body: 'Inter', sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }

body {
  font-family: var(--font-body);
  color: var(--dark);
  background-color: var(--bg-light);
  overflow-x: hidden;
  font-size: 14px;
  line-height: 1.6;
}

h1 { font-size: 2rem; }
h2 { font-size: 1.6rem; }
h3 { font-size: 1.25rem; }
h4 { font-size: 1.05rem; }
h5 { font-size: 0.95rem; }
h6 { font-size: 0.85rem; }

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: 1.3;
}

p { font-size: 14px; }

/* ── Utilities ── */
.text-primary { color: var(--primary) !important; }
.bg-primary { background-color: var(--primary) !important; }
.bg-light-blue { background-color: #EBF2FF !important; }
.bg-light-green { background-color: #E8FBF0 !important; }
.bg-light-orange { background-color: #FFF3E5 !important; }

/* ── Buttons ── */
.btn-custom {
  font-family: var(--font-heading);
  font-weight: 600;
  padding: 9px 22px;
  border-radius: 50px;
  transition: all 0.3s ease;
  font-size: 13.5px;
  letter-spacing: 0.01em;
}
.btn-primary-custom {
  background: var(--primary);
  color: #fff;
  border: 2px solid var(--primary);
}
.btn-primary-custom:hover {
  background: var(--primary-hover);
  border-color: var(--primary-hover);
  color: #fff;
  transform: translateY(-2px);
  box-shadow: 0 6px 18px rgba(0,87,255,0.3);
}
.btn-outline-custom {
  background: transparent;
  color: var(--primary);
  border: 2px solid var(--primary);
}
.btn-outline-custom:hover {
  background: var(--primary);
  color: #fff;
  transform: translateY(-2px);
}
.btn-orange-custom {
  background: var(--orange);
  color: #fff;
  border: 2px solid var(--orange);
}
.btn-orange-custom:hover {
  background: var(--orange-hover);
  border-color: var(--orange-hover);
  color: #fff;
  transform: translateY(-2px);
  box-shadow: 0 6px 18px rgba(255,138,0,0.3);
}
.btn-whatsapp-custom {
  background: var(--accent);
  color: #fff;
  border: 2px solid var(--accent);
}
.btn-whatsapp-custom:hover {
  background: var(--accent-hover);
  border-color: var(--accent-hover);
  color: #fff;
  transform: translateY(-2px);
  box-shadow: 0 6px 18px rgba(37,211,102,0.3);
}

/* ── Topbar ── */
.topbar {
  background-color: var(--primary);
  color: #fff;
  font-size: 14.5px;
  padding: 8px 0;
}
.topbar a {
  color: #fff;
  text-decoration: none;
  margin-left: 14px;
  transition: opacity 0.2s;
}
.topbar a:hover { opacity: 0.8; }

/* ── Main Header ── */
.main-header {
  background-color: #fff;
  border-bottom: 1px solid var(--border-color);
  z-index: 1050;
  transition: box-shadow 0.3s;
}
.main-header.scrolled {
  box-shadow: 0 4px 20px rgba(0,0,0,0.1);
}
.navbar-brand span { font-size: 1.3rem !important; }
.nav-link {
  font-family: var(--font-heading);
  font-weight: 600;
  color: var(--dark) !important;
  font-size: 14px;
  padding: 8px 14px !important;
  transition: color 0.2s;
}
.nav-link:hover, .nav-link.active { color: var(--primary) !important; }

/* ── Hover Dropdowns (Desktop) ── */
@media (min-width: 1200px) {
  .nav-item.dropdown:hover > .dropdown-menu {
    display: block;
    animation: fadeSlideDown 0.22s ease;
  }
  .nav-item.dropdown > .nav-link { cursor: default; }
  .nav-item.dropdown > .dropdown-menu {
    margin-top: 0;
    border-top: 3px solid var(--primary);
  }
}
@keyframes fadeSlideDown {
  from { opacity: 0; transform: translateY(-8px); }
  to   { opacity: 1; transform: translateY(0); }
}
.dropdown-menu {
  border: none;
  box-shadow: 0 8px 30px rgba(0,0,0,0.12);
  border-radius: 12px;
  padding: 10px;
  min-width: 220px;
}
.dropdown-item {
  border-radius: 7px;
  font-size: 13.5px;
  font-family: var(--font-heading);
  font-weight: 500;
  padding: 8px 14px;
  transition: background 0.18s, color 0.18s, padding-left 0.18s;
}
.dropdown-item:hover {
  background: #EBF2FF;
  color: var(--primary);
  padding-left: 18px;
}

/* ── Hero Section ── */
.hero-section {
  position: relative;
  overflow: hidden;
  background-color: var(--primary-dark);
  padding: 70px 0 80px;
  color: #fff;
}
/* Background: right-side city image, left-side blueish overlay */
.hero-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    linear-gradient(105deg, rgba(9,44,116,0.75) 0%, rgba(0,87,255,0.45) 60%, rgba(0,87,255,0.15) 100%),
    url('https://images.unsplash.com/photo-1563013544-824ae1b704d3?w=1600&q=80') center/cover no-repeat;
  z-index: 0;
}
.hero-section .container { position: relative; z-index: 1; }

.hero-title {
  font-size: 2.1rem;
  line-height: 1.2;
  margin-bottom: 16px;
}
.hero-subtitle {
  font-size: 14.5px;
  opacity: 0.88;
  margin-bottom: 24px;
  max-width: 520px;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  background: rgba(255,255,255,0.12);
  padding: 6px 14px;
  border-radius: 50px;
  font-size: 12.5px;
  font-family: var(--font-heading);
  backdrop-filter: blur(6px);
  margin-bottom: 18px;
}

/* Stats Row */
.hero-stats {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  margin-bottom: 28px;
}
.hero-stat-item {
  display: flex;
  align-items: center;
  gap: 10px;
}
.hero-stat-item .stat-icon {
  width: 38px;
  height: 38px;
  background: rgba(255,255,255,0.15);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  flex-shrink: 0;
}
.hero-stat-item strong {
  font-size: 1.3rem;
  font-family: var(--font-heading);
  display: block;
  line-height: 1;
}
.hero-stat-item small {
  font-size: 11px;
  opacity: 0.75;
  display: block;
}

/* Hero Buttons */
.hero-buttons {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}
.hero-buttons .btn-custom {
  font-size: 13px;
  padding: 10px 20px;
  flex-shrink: 0;
}

/* Hero Right Side (Icon Cluster) */
.hero-visual {
  display: flex;
  align-items: center;
  justify-content: center;
}
.hero-icon-cluster {
  position: relative;
  width: 340px;
  height: 300px;
}
.hero-icon-cluster .hic-main {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  background: rgba(255,255,255,0.12);
  border-radius: 24px;
  backdrop-filter: blur(12px);
  border: 1px solid rgba(255,255,255,0.2);
  padding: 28px;
  animation: floatAnim 3.5s ease-in-out infinite;
}
.hero-icon-cluster .hic-main i { font-size: 90px; color: #7dd3fc; filter: drop-shadow(0 6px 16px rgba(0,0,0,0.25)); }
.hero-icon-cluster .hic-badge {
  position: absolute;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  box-shadow: 0 8px 20px rgba(0,0,0,0.2);
}
.hic-badge.b1 { background: #fff; color: var(--primary); width: 64px; height: 64px; top: 5px; left: 10px; animation: floatAnim 3s 0.5s ease-in-out infinite; }
.hic-badge.b2 { background: #22c55e; color: #fff; width: 64px; height: 64px; top: 5px; right: 10px; animation: floatAnim 3.2s 1s ease-in-out infinite; }
.hic-badge.b3 { background: var(--orange); color: #fff; width: 64px; height: 64px; bottom: 10px; right: 20px; animation: floatAnim 2.8s 0.3s ease-in-out infinite; }

@keyframes floatAnim {
  0%, 100% { transform: translateY(0); }
  50%       { transform: translateY(-10px); }
}
.hero-icon-cluster .hic-main { animation: floatAnimCenter 3.5s ease-in-out infinite; }
@keyframes floatAnimCenter {
  0%, 100% { transform: translate(-50%, -50%) translateY(0); }
  50%       { transform: translate(-50%, -50%) translateY(-8px); }
}

/* ── Section Titles ── */
.section-title {
  font-size: 1.6rem;
  text-align: center;
  margin-bottom: 12px;
  position: relative;
  padding-bottom: 13px;
}
.section-title::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 50%;
  transform: translateX(-50%);
  width: 48px;
  height: 3px;
  background: var(--primary);
  border-radius: 2px;
}
.section-subtitle {
  text-align: center;
  color: var(--text-muted);
  font-size: 14px;
  margin-top: 0;
  margin-bottom: 36px;
}

/* ── Service Cards ── */
.service-card {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 30px 22px;
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow);
  transition: all 0.3s cubic-bezier(0.4,0,0.2,1);
  text-align: center;
  height: 100%;
}
.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-hover);
  border-color: rgba(0,87,255,0.2);
}
.service-icon-box {
  width: 68px;
  height: 68px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 18px;
  font-size: 28px;
  transition: transform 0.3s;
}
.service-card:hover .service-icon-box { transform: scale(1.1) rotate(-5deg); }

/* ── Insurance Plans Grid (2-col with image) ── */
.ins-plan-card {
  background: #fff;
  border-radius: var(--radius-md);
  border: 1px solid #e8edf4;
  overflow: hidden;
  box-shadow: 0 2px 12px rgba(0,0,0,0.06);
  transition: all 0.32s cubic-bezier(0.25, 0.8, 0.25, 1);
  display: flex;
  flex-direction: column;
  height: 100%;
  position: relative;
}
.ins-plan-card::after {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--primary), #38bdf8);
  opacity: 0;
  transition: opacity 0.3s ease;
  border-radius: var(--radius-md) var(--radius-md) 0 0;
}
.ins-plan-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 16px 40px rgba(0,87,255,0.13);
  border-color: rgba(0,87,255,0.18);
}
.ins-plan-card:hover::after { opacity: 1; }
.ins-plan-img-zone {
  background: #f1f5f9;
  padding-bottom: 16px;
  border-bottom: 1px solid #e8edf4;
}
.ins-plan-img {
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 0;
  height: 84px;
  width: 84px;
  border-radius: 50%;
  margin: 24px auto 0;
  position: relative;
  overflow: hidden;
  background: #f1f5f9;
  transition: transform 0.3s ease;
}
.ins-plan-card:hover .ins-plan-img {
  transform: scale(1.06);
}
.ins-plan-img img {
  max-width: 58%;
  max-height: 58%;
  width: auto;
  height: auto;
  object-fit: contain;
  transition: transform 0.3s ease;
}
.ins-plan-card:hover .ins-plan-img img { transform: scale(1.1); }
.ins-plan-img i {
  font-size: 38px;
  transition: transform 0.3s, opacity 0.3s;
}
.ins-plan-card:hover .ins-plan-img i { transform: scale(1.12); opacity: 1; }
.ins-plan-body {
  padding: 16px 18px 18px;
  flex: 1;
  display: flex;
  flex-direction: column;
}
.ins-plan-body h5 { font-size: 0.9rem; margin-bottom: 6px; color: var(--dark); }
.ins-plan-body .explore-link {
  margin-top: auto;
  padding-top: 12px;
  font-size: 12.5px;
  font-weight: 600;
  color: var(--primary);
  text-decoration: none;
  display: flex;
  align-items: center;
  gap: 5px;
}
.ins-plan-body .explore-link:hover { gap: 9px; }

/* ── Loan Category Cards (Rich) ── */
.loan-cat-card {
  background: #fff;
  border-radius: var(--radius-md);
  border: 1px solid var(--border-color);
  overflow: hidden;
  box-shadow: var(--shadow);
  transition: all 0.3s ease;
  cursor: pointer;
  height: 100%;
  position: relative;
}
.loan-cat-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-hover);
}
.loan-cat-card .lc-top {
  padding: 22px 18px 14px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 10px;
  position: relative;
  overflow: hidden;
}
.loan-cat-card .lc-top::before {
  content: '';
  position: absolute;
  right: -20px;
  top: -20px;
  width: 80px;
  height: 80px;
  border-radius: 50%;
  opacity: 0.08;
  background: currentColor;
}
.loan-cat-card .lc-icon {
  width: 46px;
  height: 46px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  flex-shrink: 0;
}
.loan-cat-card .lc-name {
  font-size: 13px;
  font-weight: 700;
  font-family: var(--font-heading);
  color: var(--dark);
  margin: 0;
}
.loan-cat-card .lc-rate {
  font-size: 11px;
  color: var(--text-muted);
  margin: 0;
}
.loan-cat-card .lc-footer {
  padding: 10px 18px;
  background: #ffffff;
  border-top: 1px solid var(--border-color);
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 11.5px;
  font-weight: 700;
  color: #d97706;
  font-family: var(--font-heading);
  transition: all 0.25s ease;
}
.loan-cat-card:hover .lc-footer {
  background: #fffbeb;
  color: #b45309;
}

/* ── Credit Cards Page Styles ── */
.cc-filter-pills {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  padding: 16px 0;
}
.cc-filter-pill {
  padding: 6px 16px;
  border-radius: 50px;
  font-size: 12.5px;
  font-weight: 600;
  font-family: var(--font-heading);
  border: 2px solid var(--border-color);
  background: #fff;
  color: var(--text-muted);
  text-decoration: none;
  transition: all 0.2s;
  white-space: nowrap;
}
.cc-filter-pill:hover {
  border-color: var(--primary);
  color: var(--primary);
}
.cc-filter-pill.active {
  background: var(--primary);
  border-color: var(--primary);
  color: #fff;
}

/* Rich Credit Card UI */
.cc-card {
  background: #fff;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-color);
  overflow: hidden;
  box-shadow: var(--shadow);
  transition: all 0.3s ease;
  height: 100%;
  display: flex;
  flex-direction: column;
}
.cc-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 16px 40px rgba(0,0,0,0.1);
  border-color: rgba(0,87,255,0.15);
}
.cc-card-visual {
  background: #ffffff;
  padding: 10px 0px 10px 0px;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
}
/* The CSS card itself */
.css-card {
  width: 100%;
  max-width: 290px;
  aspect-ratio: 1.586;
  border-radius: 14px;
  padding: 15px 18px;
  color: #fff;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  position: relative;
  overflow: hidden;
  box-shadow: 0 12px 28px rgba(0,0,0,0.25);
  border: 1px solid rgba(255,255,255,0.15);
  transition: all 0.3s ease;
}

/* Glass glare overlay on card */
.glass-overlay {
  position: absolute;
  top: 0; left: 0; right: 0; bottom: 0;
  background: linear-gradient(135deg, rgba(255,255,255,0.16) 0%, rgba(255,255,255,0.03) 40%, transparent 60%);
  pointer-events: none;
  z-index: 1;
}

.hdfc-badge {
  background: #004d8c;
  border: 1px solid #e11d48;
  padding: 1px 6px;
  font-size: 8px;
  font-weight: 800;
  color: #fff;
  border-radius: 3px;
  letter-spacing: 0.2px;
}

.axis-text {
  font-size: 8.5px;
  font-weight: 800;
  letter-spacing: 0.2px;
  color: #fff;
}

.icici-text {
  font-size: 9.5px;
  font-weight: 800;
  color: #fff;
  display: inline-flex;
  align-items: center;
  gap: 3px;
}
.icici-text span {
  background: #f97316;
  color: #fff;
  width: 11px;
  height: 11px;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 7px;
  font-weight: 900;
}

.default-bank-text {
  font-size: 9.5px;
  font-weight: 700;
  letter-spacing: 0.5px;
  text-transform: uppercase;
}

.card-brand-badge {
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.2);
  padding: 2px 8px;
  border-radius: 4px;
  font-size: 8px;
  font-weight: 700;
  letter-spacing: 1.2px;
  color: rgba(255,255,255,0.9);
  text-transform: uppercase;
}

.rupay-logo {
  font-size: 10px;
  font-weight: 800;
  font-style: italic;
  color: #fff;
  background: linear-gradient(135deg, #f97316 0%, #0284c7 100%);
  padding: 1px 6px;
  border-radius: 3px;
  letter-spacing: 0.3px;
  line-height: 1;
}

.visa-logo {
  font-size: 13px;
  font-weight: 900;
  font-style: italic;
  color: #fff;
  letter-spacing: 0.5px;
  text-shadow: 0 1px 2px rgba(0,0,0,0.3);
}

.amex-logo {
  font-size: 10px;
  font-weight: 800;
  color: #00a5ec;
  background: #fff;
  padding: 1px 4px;
  border-radius: 2px;
  letter-spacing: 0.2px;
}

.mastercard-logo-mini {
  display: flex;
  position: relative;
  width: 20px;
  height: 12px;
}

.mc-red {
  width: 11px;
  height: 11px;
  background: #eb001b;
  border-radius: 50%;
}

.mc-orange {
  width: 11px;
  height: 11px;
  background: #ff5f00;
  border-radius: 50%;
  position: absolute;
  right: 0;
  mix-blend-mode: screen;
}

/* ── Specific Premium Card Graphics ── */

/* SBI Cashback Card */
.css-card.sbi-cashback {
  background: radial-gradient(circle at 70% 30%, #3b1c6e 0%, #1e1345 60%, #0d0628 100%) !important;
}
.css-card.sbi-cashback::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0; bottom: 0;
  background: radial-gradient(circle at 30% 70%, rgba(139, 92, 246, 0.15) 0%, transparent 60%);
  pointer-events: none;
}
/* SBI Logo styling */
.sbi-logo-container {
  display: flex;
  align-items: center;
  gap: 4px;
}
.sbi-symbol {
  width: 11px;
  height: 11px;
  border: 2.2px solid #00a5ec;
  border-radius: 50%;
  position: relative;
}
.sbi-symbol::after {
  content: '';
  position: absolute;
  bottom: -2.2px;
  left: 2px;
  width: 2.2px;
  height: 3px;
  background: #00a5ec;
}
.sbi-text {
  font-size: 11px;
  font-weight: 800;
  color: #fff;
  letter-spacing: -0.2px;
}
.sbi-text span {
  color: #00a5ec;
}
.sbi-cashback-badge {
  display: flex;
  align-items: center;
  gap: 4px;
  opacity: 0.8;
}

/* HDFC Millennia Card */
.css-card.hdfc-millennia {
  background: linear-gradient(135deg, #0c4cb3 0%, #062f85 50%, #021a52 100%) !important;
}
.css-card.hdfc-millennia::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0; bottom: 0;
  background: radial-gradient(circle at 100% 50%, rgba(255,255,255,0.06) 0%, transparent 60%),
              repeating-linear-gradient(45deg, rgba(255,255,255,0.01) 0px, rgba(255,255,255,0.01) 1px, transparent 1px, transparent 10px);
  pointer-events: none;
}
.hdfc-logo-container {
  background: #004d8c;
  border: 1px solid #e11d48;
  padding: 1px 5px;
  font-size: 8px;
  font-weight: 800;
  color: #fff;
  border-radius: 2px;
  letter-spacing: 0.2px;
}
.hdfc-millennia-badge {
  font-size: 9px;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: rgba(255,255,255,0.95);
  display: flex;
  align-items: center;
  gap: 6px;
}
.hdfc-millennia-badge::before {
  content: '';
  width: 14px;
  height: 1px;
  background: rgba(255,255,255,0.5);
}
.hdfc-millennia-badge span {
  font-size: 6px;
  opacity: 0.7;
  font-weight: 400;
}
.mastercard-logo {
  display: flex;
  position: relative;
  width: 22px;
  height: 14px;
}
.mastercard-circle-red {
  width: 13px;
  height: 13px;
  background: #eb001b;
  border-radius: 50%;
}
.mastercard-circle-orange {
  width: 13px;
  height: 13px;
  background: #ff5f00;
  border-radius: 50%;
  position: absolute;
  right: 0;
  mix-blend-mode: screen;
}

/* ICICI Amazon Pay Card */
.css-card.icici-amazon-pay {
  background: linear-gradient(135deg, #1f1f1f 0%, #0d0d0d 100%) !important;
}
.css-card.icici-amazon-pay::before {
  content: '';
  position: absolute;
  top: -20px; left: -20px; right: -20px; bottom: -20px;
  background: radial-gradient(circle at 75% 75%, rgba(255, 138, 0, 0.05) 0%, transparent 60%);
  pointer-events: none;
}
.icici-amazon-swoosh {
  position: absolute;
  width: 140px;
  height: 140px;
  border: 1px solid rgba(255,255,255,0.06);
  border-radius: 50%;
  top: 20px;
  left: 20px;
  pointer-events: none;
}
.amazon-logo-text {
  font-size: 11px;
  font-weight: 700;
  color: #fff;
}
.amazon-logo-text span {
  color: #ff9900;
}
.icici-logo-text {
  font-size: 9px;
  font-weight: 800;
  color: #fff;
  display: inline-flex;
  align-items: center;
  gap: 3px;
}
.icici-logo-text span {
  background: #f97316;
  color: #fff;
  width: 11px;
  height: 11px;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 7px;
  font-weight: 900;
}

/* Axis Bank Neo Card */
.css-card.axis-bank-neo {
  background: linear-gradient(135deg, #9d174d 0%, #831843 50%, #4c0519 100%) !important;
}
.css-card.axis-bank-neo::before {
  content: '';
  position: absolute;
  width: 150px;
  height: 150px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(244,63,94,0.18) 0%, transparent 70%);
  bottom: -50px;
  right: -30px;
}
.axis-logo-container {
  display: flex;
  align-items: center;
  gap: 3px;
  font-size: 9px;
  font-weight: 800;
  color: #fff;
}
.axis-symbol {
  color: #9d174d;
  background: #fff;
  font-size: 7px;
  width: 10px;
  height: 10px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 2px;
  font-weight: 900;
}
.axis-neo-badge {
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 1px;
  color: rgba(255,255,255,0.9);
}

/* Common chip styling */
.css-card-chip {
  width: 29px;
  height: 22px;
  background: linear-gradient(135deg, #fce0ad 0%, #dfac6c 50%, #c68b45 100%) !important;
  border: 1px solid #b37e3b;
  border-radius: 5px;
  position: relative;
  box-shadow: inset 0 1px 2px rgba(255,255,255,0.6), 0 1px 2px rgba(0,0,0,0.15);
  overflow: hidden;
  margin: 6px 0;
}
.css-card-chip::before {
  content: '';
  position: absolute;
  top: 0; bottom: 0; left: 40%;
  width: 20%;
  border-left: 1px solid rgba(0,0,0,0.2);
  border-right: 1px solid rgba(0,0,0,0.2);
}
.css-card-chip::after {
  content: '';
  position: absolute;
  left: 0; right: 0; top: 35%;
  height: 30%;
  border-top: 1px solid rgba(0,0,0,0.2);
  border-bottom: 1px solid rgba(0,0,0,0.2);
}

.cc-badge-free { background: #dcfce7; color: #15803d; border: none; font-size: 10.5px; font-weight: 700; padding: 3px 10px; border-radius: 50px; }
.cc-badge-fee  { background: #f1f5f9; color: #475569; border: 1px solid #e2e8f0; font-size: 10.5px; font-weight: 600; padding: 3px 10px; border-radius: 50px; }

.cc-card-body {
  padding: 16px 18px 18px;
  flex: 1;
  display: flex;
  flex-direction: column;
}
.cc-card-name { font-size: 14px; font-weight: 700; margin-bottom: 4px; line-height: 1.3; }
.cc-card-bank { font-size: 11px; color: var(--text-muted); margin-bottom: 10px; }
.cc-card-features { font-size: 12px; color: #4b5563; line-height: 1.6; flex: 1; }
.cc-card-actions { display: flex; gap: 8px; margin-top: 14px; }
.cc-card-actions .btn { flex: 1; font-size: 12px; padding: 7px 10px; border-radius: 50px; font-family: var(--font-heading); font-weight: 600; }

/* Premium Green Card Action Buttons */
.btn-cc-details {
  background: transparent !important;
  color: #64748b !important;
  border: 1.5px solid #cbd5e1 !important;
  font-weight: 600;
  transition: all 0.25s cubic-bezier(0.4, 0, 0.2, 1);
}
.btn-cc-details:hover {
  background: #f8fafc !important;
  color: #334155 !important;
  border-color: #94a3b8 !important;
  transform: translateY(-1.5px);
}
.btn-cc-apply {
  background: transparent !important;
  color: #16a34a !important;
  border: 1.5px solid #16a34a !important;
  font-weight: 600;
  transition: all 0.25s cubic-bezier(0.4, 0, 0.2, 1);
}
.btn-cc-apply:hover {
  background: #16a34a !important;
  color: #fff !important;
  border-color: #16a34a !important;
  transform: translateY(-1.5px);
  box-shadow: 0 4px 12px rgba(22,163,74,0.22);
}

.scroll-container-hide {
  scrollbar-width: none;
  -ms-overflow-style: none;
}
.scroll-container-hide::-webkit-scrollbar {
  display: none;
}

/* Feature bullets */
.cc-features-list {
  list-style: none;
  padding: 0;
  margin: 0;
}
.cc-features-list li {
  font-size: 12px;
  color: #4b5563;
  padding: 3px 0;
  display: flex;
  align-items: flex-start;
  gap: 7px;
  line-height: 1.5;
}
.cc-features-list li::before {
  content: '✓';
  color: var(--primary);
  font-weight: 700;
  font-size: 11px;
  flex-shrink: 0;
  margin-top: 1px;
}

/* ── Credit Card Showcase ── */
.credit-card-item {
  background: #fff;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-color);
  overflow: hidden;
  box-shadow: var(--shadow);
  transition: all 0.3s ease;
  height: 100%;
}
.credit-card-item:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-hover);
}
.credit-card-img-container {
    background: #ffffff;
    padding: 10px 0px 10px 0px;
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
}
.credit-card-body { padding: 18px 20px 20px; }
.credit-card-fee {
  font-size: 11.5px;
  color: var(--text-muted);
}
.credit-card-fee span { font-weight: 700; color: var(--dark); }

/* ── Testimonials Slider ── */
.testimonials-section {
  background: linear-gradient(135deg, #EBF2FF 0%, #F4F7FD 100%);
  padding: 60px 0;
}
.testimonial-slider { overflow: hidden; position: relative; }
.testimonial-track {
  display: flex;
  gap: 24px;
  transition: transform 0.5s cubic-bezier(0.4,0,0.2,1);
  will-change: transform;
}
.testimonial-slide {
  flex: 0 0 calc(33.333% - 16px);
  min-width: 280px;
}
@media (max-width: 992px) {
  .testimonial-slide { flex: 0 0 calc(50% - 12px); }
}
@media (max-width: 640px) {
  .testimonial-slide { flex: 0 0 100%; }
}
.testimonial-card {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 24px;
  box-shadow: var(--shadow);
  height: 100%;
  border: 1px solid var(--border-color);
  position: relative;
}
.testimonial-card::before {
  content: '\201C';
  position: absolute;
  top: 14px;
  right: 20px;
  font-size: 56px;
  color: var(--primary);
  opacity: 0.12;
  font-family: Georgia, serif;
  line-height: 1;
}
.testimonial-stars { color: #f59e0b; font-size: 13px; margin-bottom: 10px; }
.testimonial-text { font-size: 13.5px; color: #4b5563; line-height: 1.7; margin-bottom: 16px; font-style: italic; }
.testimonial-author { display: flex; align-items: center; gap: 12px; }
.testimonial-avatar {
  width: 42px; height: 42px;
  background: var(--primary);
  color: #fff;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-weight: 700;
  font-family: var(--font-heading);
  font-size: 15px;
  flex-shrink: 0;
}
.testimonial-name { font-weight: 700; font-size: 13.5px; margin: 0; }
.testimonial-designation { font-size: 11px; color: var(--text-muted); }

/* Slider Controls */
.slider-controls {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  margin-top: 28px;
}
.slider-btn {
  width: 40px; height: 40px;
  border-radius: 50%;
  border: 2px solid var(--border-color);
  background: #fff;
  color: var(--dark);
  display: flex; align-items: center; justify-content: center;
  cursor: pointer;
  transition: all 0.2s;
  font-size: 16px;
}
.slider-btn:hover { background: var(--primary); color: #fff; border-color: var(--primary); }
.slider-dots { display: flex; gap: 6px; }
.slider-dot {
  width: 8px; height: 8px;
  border-radius: 50%;
  background: var(--border-color);
  cursor: pointer;
  transition: all 0.2s;
}
.slider-dot.active { background: var(--primary); width: 22px; border-radius: 4px; }

/* ── Floating Actions ── */
.floating-whatsapp {
  position: fixed; bottom: 28px; right: 28px;
  width: 52px; height: 52px;
  background: var(--accent); color: #fff;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 26px;
  box-shadow: 0 5px 18px rgba(37,211,102,0.4);
  z-index: 999; transition: all 0.3s ease;
}
.floating-whatsapp:hover { transform: scale(1.12); color: #fff; }
.floating-call {
  position: fixed; bottom: 92px; right: 28px;
  width: 52px; height: 52px;
  background: var(--primary); color: #fff;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 22px;
  box-shadow: 0 5px 18px rgba(0,87,255,0.4);
  z-index: 999; transition: all 0.3s ease;
}
.floating-call:hover { transform: scale(1.12); color: #fff; }
.floating-calculator {
  position: fixed; bottom: 156px; right: 28px;
  width: 52px; height: 52px;
  background: var(--orange); color: #fff;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 22px;
  box-shadow: 0 5px 18px rgba(255,138,0,0.4);
  z-index: 999; transition: all 0.3s ease;
}
.floating-calculator:hover { transform: scale(1.12); color: #fff; }

/* ── Footer ── */
.main-footer {
  background-color: #0A1B39;
  color: rgba(255,255,255,0.7);
  padding: 60px 0 20px;
  font-size: 13px;
}
.main-footer h5 {
  color: #fff;
  font-family: var(--font-heading);
  margin-bottom: 20px;
  font-size: 0.95rem;
  font-weight: 600;
}
.footer-links { list-style: none; padding: 0; margin: 0; }
.footer-links li { margin-bottom: 10px; }
.footer-links a {
  color: rgba(255,255,255,0.65);
  text-decoration: none;
  transition: all 0.2s;
  font-size: 13px;
}
.footer-links a:hover { color: var(--primary); padding-left: 4px; }
.social-icons a {
  width: 34px; height: 34px;
  background: rgba(255,255,255,0.1);
  color: #fff;
  border-radius: 50%;
  display: inline-flex; align-items: center; justify-content: center;
  margin-right: 8px;
  transition: all 0.2s;
  font-size: 14px;
}
.social-icons a:hover { background: var(--primary); transform: translateY(-2px); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 20px;
  margin-top: 40px;
}

/* ── Forms ── */
.lead-form-container {
  background: #fff;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-color);
  padding: 28px;
  box-shadow: var(--shadow);
}
.form-control, .form-select {
  border-radius: var(--radius-sm);
  padding: 10px 14px;
  border: 1px solid var(--border-color);
  background-color: var(--bg-light);
  font-size: 13.5px;
  transition: all 0.2s;
}
.form-control:focus, .form-select:focus {
  background: #fff;
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(0,87,255,0.1);
}
.form-label {
  font-weight: 600;
  font-family: var(--font-heading);
  margin-bottom: 6px;
  font-size: 13px;
}

/* ── Insurance Detail Page: Full Width Layout ── */
.info-section-card {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 28px;
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow);
  margin-bottom: 20px;
}
.info-tab-btn {
  font-family: var(--font-heading);
  font-size: 13px;
  font-weight: 600;
  padding: 9px 18px;
  border-radius: 7px 7px 0 0;
  border: none;
  background: transparent;
  color: var(--text-muted);
  transition: all 0.2s;
  cursor: pointer;
}
.info-tab-btn.active, .info-tab-btn:hover {
  color: var(--primary);
  background: rgba(0,87,255,0.06);
}

/* ── Hero page background utility ── */
.section-hero-grad {
  background: linear-gradient(135deg, #092C74 0%, #0057FF 100%);
  color: #fff;
}

/* ── Animations ── */
@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(20px); }
  to   { opacity: 1; transform: translateY(0); }
}
.animate-fade-up { animation: fadeInUp 0.5s ease both; }

/* ── Insurance Detail Page: Full Width Layout ── */
.info-section-card {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 24px;
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow);
  margin-bottom: 20px;
}
.info-tab-btn {
  font-family: var(--font-heading);
  font-size: 13px;
  font-weight: 600;
  padding: 9px 18px;
  border-radius: 7px 7px 0 0;
  border: none;
  background: transparent;
  color: var(--text-muted);
  transition: all 0.2s;
  cursor: pointer;
}
.info-tab-btn.active, .info-tab-btn:hover {
  color: var(--primary);
  background: rgba(0,87,255,0.06);
}

/* ── Hero page background utility ── */
.section-hero-grad {
  background: linear-gradient(135deg, #092C74 0%, #0057FF 100%);
  color: #fff;
}

/* ── Animations ── */
@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(20px); }
  to   { opacity: 1; transform: translateY(0); }
}
.animate-fade-up { animation: fadeInUp 0.5s ease both; }

/* ═══════════════════════════════
   RESPONSIVE — TABLET & MOBILE
═══════════════════════════════ */

/* Tablet (576px – 991px) */
@media (max-width: 991px) {
  .hero-section { padding: 40px 0 50px; }
  .hero-title { font-size: 1.65rem; }
  .hero-subtitle { font-size: 13.5px; }
  .hero-icon-cluster { display: none; }
  .hero-stats { gap: 14px; }
  .hero-stat-item strong { font-size: 1.1rem; }
  .section-title { font-size: 1.35rem; }
  .section-subtitle { font-size: 13px; }

  /* Loan cards 3-col on tablet */
  .loan-grid-tablet { grid-template-columns: repeat(3, 1fr) !important; }
}

/* Mobile (≤ 767px) */
@media (max-width: 767px) {
  body { font-size: 13.5px; }

  /* Hero: compact */
  .hero-section { padding: 28px 0 36px; }
  .hero-title { font-size: 1.45rem; line-height: 1.25; margin-bottom: 10px; }
  .hero-subtitle { font-size: 13px; margin-bottom: 16px; }
  .hero-badge { font-size: 11.5px; padding: 5px 12px; margin-bottom: 12px; }

  /* Stats row compact on mobile */
  .hero-stats { gap: 12px; margin-bottom: 18px; flex-wrap: nowrap; }
  .hero-stat-item .stat-icon { width: 30px; height: 30px; font-size: 14px; border-radius: 8px; }
  .hero-stat-item strong { font-size: 0.95rem; }
  .hero-stat-item small { font-size: 10px; }

  /* Hero buttons: 2 on first row, 1 full below */
  .hero-buttons { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }
  .hero-buttons .btn-custom { padding: 9px 10px; font-size: 12px; border-radius: 50px; text-align: center; }
  .hero-buttons .btn-hero-full { grid-column: 1 / -1; }

  /* Section spacing */
  .section-title { font-size: 1.25rem; margin-bottom: 10px; padding-bottom: 10px; }
  .section-subtitle { font-size: 12.5px; margin-top: 0; margin-bottom: 22px; }
  section.py-5 { padding-top: 32px !important; padding-bottom: 32px !important; }

  /* Credit Card Filter Pills Mobile Scroll */
  .cc-filter-pills {
    justify-content: flex-start !important;
    flex-wrap: nowrap !important;
    overflow-x: auto !important;
    padding-bottom: 8px !important;
    margin-bottom: 16px !important;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: none;
  }
  .cc-filter-pills::-webkit-scrollbar {
    display: none;
  }
  .cc-filter-pill {
    flex-shrink: 0;
  }
  .container.py-3, .container.py-4 { padding-top: 0 !important; padding-bottom: 0 !important; }

  /* Insurance grid: 2 col on mobile */
  .ins-plan-img { height: 80px; }
  .ins-plan-img i { font-size: 38px; }
  .ins-plan-body { padding: 12px 14px 14px; }

  /* Service cards: reduce padding */
  .service-card { padding: 20px 16px; }
  .service-icon-box { width: 52px; height: 52px; font-size: 22px; margin-bottom: 12px; }

  /* Testimonials */
  .testimonials-section { padding: 36px 0; }

  /* Credit card list page */
  .cc-card-visual { padding: 10px 0px; }
  .css-card { width: 100%; max-width: 250px; aspect-ratio: 1.586; height: auto; }

  /* Footer */
  .main-footer { padding: 40px 0 16px; }

  /* Floating buttons safe zone */
  .floating-whatsapp { bottom: 18px; right: 16px; width: 46px; height: 46px; font-size: 22px; }
  .floating-call { bottom: 76px; right: 16px; width: 46px; height: 46px; font-size: 19px; }
  .floating-calculator { bottom: 134px; right: 16px; width: 46px; height: 46px; font-size: 19px; }

  /* Give content bottom padding on mobile so floating btns don't overlap */
  main { padding-bottom: 20px; }
}

/* Small mobile (≤ 400px) */
@media (max-width: 400px) {
  .hero-title { font-size: 1.3rem; }
  .hero-stats { flex-wrap: wrap; }
  .hero-buttons { grid-template-columns: 1fr; }
  .hero-buttons .btn-hero-full { grid-column: auto; }
}

/* ── Insurance Plan Card Zones ── */
.ins-plan-body {
    padding: 16px 18px 18px;
    flex: 1;
    display: flex;
    flex-direction: column;
}
.ins-plan-img {
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 0;
    height: 84px;
    width: 84px;
    border-radius: 50%;
    margin: 15px auto 0;
    position: relative;
    overflow: hidden;
    background: #f1f5f9;
    transition: transform 0.3s ease;
}
.ins-plan-img-zone {
    background: #ffffff;
    padding-bottom: 5px;
    border-bottom: 0px solid #e8edf4;
}